% APR*Learn More
% APRLearn More
% APRLearn More
for our members
Rancho Federal Credit Union is proud to be celebrating 81 years of providing exceptional service and rates to its member/owners. We offer a full range of sophisticated financial services, in a welcoming atmosphere. With five offices, online banking, Rosie the Phone Teller, and a network of over 30,000 ATMs, we are the best banking option for those who qualify for membership.Join RANCHO
Membership is open to individuals belonging to specific groups which make up our field of membership, plus their immediate families. Grocery and healthcare workers make up the bulk of our membership, but other fields are eligible too. Click below to see if you qualify. We hope you do!
Rancho Federal offers a full range of financial services: savings, checking, credit cards, auto loans, personal loans, Payday Assistance Loans, home loans, and investment options. Our Christmas and Vacation Club accounts are especially popular. Open one or more with payroll deduction.
We offer competitive checking and various savings accounts, with 24/7 access via Mobile Banking, @Home Banking and Rosie the phone Teller. Use your accounts to pay your bills conveniently with our FREE EzPay service. Why not make Rancho Federal your primary banking institution?
Take advantage of our Premier MasterCard® with rates starting as low as 7.50% APR,* or an auto loan starting at 1.90% APR! We also offer low-rate first mortgages, and HELOCs, as well as Payday Assistance Loans (PAL), for those times when you come up a little short.Learn More
Rancho Federal offers a wide range of services including an onsite financial adviser, insurance services, wire transfers, and a host of others, all provided with the same friendly, knowledgeable service you have a right to expect, but don’t always get in today’s world.Learn More
*APR = Annual Percentage Rate
We’re here to help when you need us. Simply come in to any of our five convenient offices, or call us at 866.855.9050. You can also send us a secure message from the Contact Us page. We would love to hear from you! To access a full listing of contact options and branch locations, please click below.
Rancho Federal has partnered with Auto Expert and AutoSMART. Auto Expert provides
our members with a full service auto buying experience and AutoSMART provides
research tools for those that prefer to negotiate their own deal.
This is the easiest way ever to buy a car. And I got a great deal!
Thank you Rancho!