If your employer participates in the Direct Deposit system, you should sign up to have your paycheck automatically routed to your RFCU account each payday. Funds are available immediately and start earning interest whether you're at work or on vacation. You still receive a complete earnings statement every pay period. Use Rancho Federal Credit Union's routing number 3222-7514-4 and your account number for direct deposits, payroll deductions and other electronic transfers (EFT). To set up Direct Deposit of your Social Security checks, call (800) 772-1213 or go to www.ssa.gov/deposit/howtosign.htm.