Rancho Federal Credit Union Loan Services
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Mortgage Loans

First Trust Deed Home Loans

Before you buy or refinance a home, talk to one of RFCU's knowledgeable Loan Representatives. We offer a wide variety of mortgage programs, including conventional, jumbo and low down payment loans. We can also originate and process loans for other funding companies-for many kinds of creative or unconventional financing programs. Use our loan calculators to estimate your payments.

Second Trust Deed Home Loans

Fixed-rate Second Trust Deed loans are available for 80% of the appraised value of your primary residence. Your rate is determined by your loan-to-value ratio and your credit score. Repayment term is 15 years. For more information on First or Second Trust Deeds e-mail our mortgage department at realestate@ranchofcu.org and one of our Financial Service Representatives will contact you. Or you can simply give us a call at (562) 803-6401 option "5" to start your loan request by phone.