Rancho Federal Credit Union Loan Services
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Home Equity Line of Credit - Fee Free

Use the equity in your home to secure a line-of-credit to use for any purpose. You don't pay any fees to apply or to close your loan. The rate is variable, tied to the low volatility index of the 11th District Cost of Funds. The payment amount is fixed. The draw period for loan advances is 5 years, after which the balance must be paid-off within 15 years

Click here for current rates and terms.
You can apply online or you may mail, call or visit one of our branch offices.
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