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Checking & Savings

Overdraft Privilege Program

Our new Overdraft Privilege Program will give you the peace of mind of knowing your overdrawn transactions will be paid. This coverage is automatic and does not require your signature. Rancho's Overdraft Privilege Program will help you from the embarrassment of bouncing a payment, or denial of your Debit Card. Overdraft Privilege Program protects you up to a limit of $250 or $500, as long as you maintain your account in good standing. Your transaction will be honored and paid. Each Overdraft Privilege transaction will incur a $29 fee. Your account will be overdrawn to process and pay your transaction and $29 fee will be assessed. You then have 30 days to repay the advance.


Certain restrictions apply. There are specific criteria that must be met to qualify for the Overdraft Privilege Program. Contact a branch officer near you for more information.