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Individual Retirement Accounts (IRAs)

Effective April 1st, 2006 NCUA has announced the insurance coverage limit on IRA's will increase to $250,000 and the insurance coverage limit on shares will remain at $250,000. Click here for more information pertaining to this ruling.

IRAs are among the best savings plans for achieving financial security for your retirement. Most people can deduct at least a portion of their annual contributions to a Traditional IRA from their taxes, and IRA dividends are tax-deferred until you begin withdrawing funds at retirement*. RFCU offers many IRA options to meet your needs, including Traditional, Roth and Coverdell Educational Savings Accounts (formerly called Educational IRAs). Click here for a listing of our current rates and terms.

* Consult your tax advisor regarding IRS rules on tax deductibility and tax deferral.

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