Rancho Federal Credit Union Checking & Savings
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Get all the checking features and benefits you deserve, with a low monthly service charge, per check fee or minimum balance requirement. Your RFCU checking account includes easy 24-hour access at ATMs, by QuickTel or online using our free @-Home Banking service. You can even re-order checks online from Liberty Check Services. Overdraft Privilege Protection and our MasterCard Debit card make our checking an unbeatable combination.

Important Information About Your Rancho Federal Credit Union Membership

After careful consideration, the Board of Directors has enacted a new fee structure to ensure that your Credit Union remains competitive, and will continue on the same secure footing it has enjoyed for 77 years. Members with checking accounts will be assessed $3.00 per month ($2.00 with e-Statements) beginning February 1, 2014.

To enroll in e-Statements and save $1.00 per month, please visit your @-HomeBanking and click the e-Statement link at the bottom of the left menu. Once there the system will lead you through the process of enrolling. If you are not currently using @-HomeBanking, visit www.ranchofcu.org and click on the @-HomeBanking menu item near the top. From there, simply sign up for @-HomeBanking and then access the e-Statement link at the bottom of the left menu. Your $1.00 monthly reduction will begin the first business day of the month following the date you sign up for e-Statements.

We value you, our members, and look forward to your feedback. Please contact us at memserv@ranchofcu.org with questions or comments.

Fee Schedule
Disclosure of Terms and Conditions

Overdraft Protection with Overdraft Privilege

RFCU's overdraft protection options include a line of credit linked to your RFCU checking account or automatic transfers from your Regular Savings. Overdraft Privilege provides an extra layer of protection from the cost and embarrassment of bounced checks. Overdraft Privilege is activated if your other overdraft protection options are unavailable.

Fee Schedule
Disclosure of Terms and Conditions