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CHANGES TO OVERDRAFT COURTESY PAY PROTECTION

Important Changes that Require Action on Your Part: As a member benefit we provide Overdraft Courtesy Pay Protection. A Courtesy Pay fee of $29 is charged to your account each time we advance funds to pay an item, at our discretion. This service helps should an overdraft occur. An overdraft occurs when you inadvertently overdraw your account. Our Overdraft Courtesy Pay Program saves you the embarrassment and inconvenience of a returned or declined item. It is also helpful when you have forgotten to make a deposit, transfer or forgotten about an automatic withdrawal. The Courtesy Pay Program is designed for your protection. If you do not use the service, there is no fee.

Federal Reserve rules say that permission is necessary to provide Overdraft Courtesy Pay Protection for everyday Debit Card purchases and ATM transactions to your account. If you do not Opt-In, your everyday Debit Card purchases and ATM transactions will be declined. In order to maintain overdraft coverage on your ATM and Point of Sale Debit Card transactions you are required to Opt-In.

Keep the Protection and Act NOW!
We must receive your consent to continue protecting your account with our Overdraft Courtesy Pay service for Debit Card purchases and ATM transactions. If you would like to keep this service in place, take action by doing one of the following:

  • Log into @-HomeBanking and click Opt-In/Out on the left side menu
  • Call QuickTel 24 hr Teller at 562-803-0329 and select option 4
  • Call us toll free at (866) 855-9050 ext 5 to speak to a representative