Rancho FCU Mobile Banking Download app now
Rancho FCU Mobile Banking Download app now

Rancho Federal Credit Union’s 85th Year Anniversary

85th Anniversary Specials*

– Entrees –

Auto Loans:

As low as .85% for the life of your loan!

Auto Loans for new, used and refinances from another lender, are now available with rates starting at .85% for borrowers with average to better credit. This rate is available on vehicles from model year 2017 and newer with terms available up to 60 months. Longer terms are available on request, with rates beginning at 1.85%. You’ll enjoy these low rates for the life of your loan and you’ll also enjoy making NO PAYMENTS for 85 days from the time you sign!

Apply for an Auto Loan Now


Credit Cards:

.85% on new cards, new purchases, cash advances
and balance transfers though March 31, 2022!

All Rancho Federal and UFCW Credit Union Mastercards will feature a .85% rate from now until March 31, 2022. This rate applies to new cards issued, as well as any charges made on existing cards during this time period. Current balances will continue to incur interest at the prevailing rate prior to this promotion. The rate for balance transfers will also be .85% with NO FEES so this is the perfect time to transfer a balance and save! We’ll handle all the details. Call us at 866.855.9050.

Apply for a Mastercard Now


Home Equity Lines of Credit:

.85% on new loans
– OR –
new advances through March 31, 2022

Draws made on new or existing Home Equity Lines of Credit will accrue interest of only .85% until March 31, 2022! Take a draw in April of 2021 and you’ll have almost a year of payments at that incredibly low .85% rate. Whenever you choose to use your Home Equity Line, you’ll enjoy that low rate until March 31, 2022. But, the sooner you use you Home Equity Line the better! 

Apply for a Home Equity Line of Credit Now


Personal Loans

Your rate will be .85% for the life of your loan!

Our personal loans are flexible, offer a 60 month repayment option, and feature quick funding. Whether you’re trying to consolidate higher interest debt, pay an expensive medical bill, buy a new computer, or do some home repairs, a personal loan can help you accomplish your goal at a minimal cost.

Anniversary Rate and Payment based on $10,000 loan financed with us:

Repayment Term APR Estimated Payment
36 Months 8.50% $316
48 Months 8.50% $247
60 Months 8.50% $205

Apply for a Personal Loan Now


– Side Dishes –

New Motorcycle/RV/ATV Loans – 8.50%
Share Secured Loans – .85%

These more specialized loans offer a great value at these exceptionally low rates, all for the life of the loan!

Apply for a Specialized Loan Now


New Account with new loan – $85 bonus

Become a member of the Credit Union and open a credit card, or any other loan, and we’ll give you $85!

Apply for Membership Now


*Limitations and restrictions may apply. Our usual credit granting criteria will apply. In some cases, a down payment may be required. Auto loans valid for current model year and four years prior. Auto loan term is limited to 60 months. All offers subject to change or cancellation without notice. Offer good for new loans and new advances only. Promotional offer does not apply to existing Rancho Federal or UFCW CU loans or balances. All balances on Rancho Federal and UFCW CU Mastercards and Home Equity Lines will revert to the current prevailing rate on April 1, 2022.

Contact Us

Click or call (562) 803-6401 or (866) 855-9050 for a representative.