Rancho Federal Credit Union (RFCU) continues to add new branch offices and innovative services to better serve your financial needs. We're here to help simplify your daily life. Look at what's new at RFCU. See below for details.

Apply for your Mortgage Loan Online!
We are introducing our New Online Mortgage Application. Available at our home site, we now allow you to apply for a home loan, other than a Home Equity Line-of-Credit*, 24 hours a day, 365 days a year. Now, you don't have to worry about taking time off for that loan meeting or dealing with traffic. If you prefer high touch over high tech, don't worry. We always have mortgage loan officers available to serve you.

*To apply for a Home Equity Line-of-Credit online, go back to our home site, and click Apply next to "Equity Lines of Credit."

First Step MasterCard Credit Card®
The new Rancho Federal First Step MasterCard® was created for those who don’t have established credit. Our First Step is here to help you start building a good credit report, if you pay it off on time. We want all our members to have financial independence by building a good credit history. Whether you’re 18 and trying to start off on the right track, or if you don’t have any open credit, this card is for you. Good credit provides you opportunities to access the financial safety net that good credit deserves. Apply for your very own today!

FREE Annual Credit Reports

Thanks to the Fair and Accurate Credit Transactions Act, the three major credit reporting agencies--Experian, Equifax and TransUnion--are required by law to provide consumers with ONE FREE credit report per year. It's a great way to protect yourself against fraud and identity theft. To order a free credit report, visit www.annualcreditreport.com or call toll-free (877) 322-8228.

2008 Holiday Schedule

All Rancho Federal Credit Union branch offices will be closed to observe the following holidays:

New Years Day -Tuesday, January 1, 2008
Martin Luther King Jr. Day - Monday, January 21, 2008
President's Day - Monday, February 18, 2008
Good Friday (Except Downey and Montebello and San Diego Branches) - Friday, March21, 2008
Memorial Day - Monday, May 26, 2008
Independence Day - Friday, July 4, 2008
Labor Day - Monday, September 1, 2008
Columbus Day (Except Buena Park, Claremont and Los Angeles Branches) - Monday, October 13, 2008
Veterans Day - Monday, November 11, 2008
Thanksgiving Day - Thursday-Friday, Nov. 27-28, 2008
Christmas Day - Wednesday (half day), Dec. 24, 2008, Tuesday, December 25, 2008
New Year's Eve - Wednesday (half day), Dec. 31, 2008