Rancho Federal Credit Union Loan Services
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Credit Cards

RFCU offers three MasterCard options: Regular, Premier and First Step--with a choice of fixed or variable interest rates.


*APR = Annual Percentage Rate

Features:

  • Competitive Low Rates
  • No annual fees
  • No cash advance fee if transaction is done in person or by phone
  • 25-day grace interest period on purchases
  • Low penalty fees
  • Free travel insurance and convenient Holiday Checks
  • Enjoy worldwide acceptance and access to cash at international ATMs!
  • You may view your account online, obtain balances and make payments at www.ezcardinfo.com
  • Lost or stolen card reporting services by calling 800-325-3678
    • To mail in a regular payment
    Please make check payable to:
    MASTERCARD
    PO Box 41769
    Philadelphia, PA 19101-1769
    To mail in an overnight payment
    Please make check payable to:
    MASTERCARD
    PO Box 31279
    Tampa, FL 33631-3279
    Please send inquiries to:
    CUSTOMER SERVICE
    PO Box 30495
    Tampa, FL 33630-3495

    You can apply online or you may call or visit one of our branch offices. The New - First Step MasterCard is not available on our online applications at the present time.


    MasterCard® SecureCode™

    Enjoy the added security of MasterCard® SecureCode™ when you shop online with your MasterCard or MasterCard® Debit Card. This free service protects you against identity theft and fraud when you shop with participating online merchants.