About Us

Rancho Federal Credit Union (RFCU) has been serving members and families since 1936. We have strong ties to union workers and a long tradition of dedicated service. Unlike profit-driven banks and thrifts, RFCU believes it is our obligation to promote thrift and help our members build wealth-for a brighter, more secure financial future.

RFCU is financially sound, with over $65 million in total assets and cash reserves that exceed all federally mandated standards. We currently serve approximately 12,000 members. We invite you to join our credit union family.

Your Savings Are Federally-Insured
RFCU member deposits are insured to $100,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Each of your individual deposit accounts is federally insured by the NCUA, up to $100,000. That includes savings, money market accounts, share certificates, checking, and Individual Retirement Accounts. NCUA insurance is provided at no cost to our members. Member IRAs are insured separately up to an additional $250,000 by the NCUA.

The NCUA also provides peace of mind that not one dollar of NCUA protected money has ever been lost by a credit union Member.